⚠️ This calculator provides preliminary guidance only and is NOT legal or financial advice.

StudentEB5 | Feasibility Tool

2026 EB-5 Investment Feasibility Calculator

1. Financial Snapshot

Total Annual Income

Total Liquid Assets

Semi-Liquid Assets

Monthly Living Expenses

Total Debts / Liabilities

2. EB-5 Selection

TEA (Targeted Employment Area)$800,000 Investment

Non-TEA (Standard)$1,050,000 Investment

📉 Asset Liquidation Impact Calculator

Estimate the real cost of withdrawing from a 401(k) or similar tax-deferred account.

Withdraw Amount:

Early Withdrawal Penalty (10%):-$20,000

Est. Income Taxes (30%):-$60,000

Actual Cash Received:$120,000.00

Total EB-5 Cost Breakdown

EB-5 Investment (TEA): $800,000

Attorney Fees (Est): $35,000

USCIS Filing Fees: $11,160

Administrative Fees: $60,000

Docs/Translation: $7,500

Relocation Budget: $35,000

24-Month Living Reserve: $120,000

TOTAL NEEDED:$1,068,660

Your Financial Position

Available Liquid Assets:$0

Total Cost of EB-5 (w/ fees):-$948,660

Remaining Liquid Capital:-$948,660.00

Semi-Liquid Assets Available:$0

*Note: Accessing semi-liquid assets (401k, Real Estate) takes time and may incur taxes/penalties.

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CHALLENGING POSITION - NOT RECOMMENDED NOW

"Based on your current financial situation, EB-5 investment would create significant financial risk."

Why this is risky:

❌ Total Shortfall: $1,068,660 (including living reserve).
❌ Investment would consume a dangerous % of your total net worth.
❌ Risk of running out of funds during the 2-3 year waiting period.

Typical EB-5 Timeline

Preparation Phase (Month 0-6)

Hire attorney, liquidate assets, gather Source of Funds documents.

File I-526E Petition (Month 6)

Investment funds are transferred to escrow/project.

USCIS Adjudication (Month 6-30+)

Waiting period. Funds are committed. No work authorization yet.

Conditional Green Card (Month 30+)

If approved, you can enter the US and work/live freely.

Required Documentation Checklist

✓5 Years of Personal Tax Returns

✓Bank Statements (showing accumulation)

✓Employment Verification Letters

✓Sale of Property Records (if applicable)

✓Gift Letters & Donor's Taxes (if applicable)

✓Business Financials (if business owner)

Critical Disclaimer: EB-5 regulations are complex. Investment capital is at risk and not guaranteed to be returned. Processing times vary. Regional center vs. direct investment differences exist. Always consult with a licensed immigration attorney and financial advisor.